PassNor
PassNor is a digital loyalty SaaS platform that lets businesses reward their clients through digital loyalty cards, points, stamps and rewards integrated with Google Wallet and Apple Wallet.
PassNor is an innovative SaaS solution dedicated to digitalising and optimising loyalty programmes for shops, restaurants, cafés and service businesses.
Our mission is simple: help businesses retain clients, increase purchase frequency and grow revenue through a modern, intuitive and fully digital loyalty experience.
Simple, modern and accessible loyalty
With PassNor, businesses can create, customise and manage their own loyalty programmes without developing a mobile application.
Clients access their digital loyalty card directly through Google Wallet or Apple Wallet, without downloading an application or creating a complicated account.
Each card has a unique identifier and barcode to identify the client quickly at checkout.
Main features
1. Digital loyalty cards
Create personalised cards incorporating each business’s logo, colours and visual identity, compatible with Google Wallet and Apple Wallet.
2. Points and stamp programmes
Set up reward systems tailored to each business: accumulated points, stamp cards and loyalty benefits.
3. Client management
A dashboard lets merchants view their client base, track loyalty activity and manage assigned cards.
4. Notifications and communication
Communication tools help merchants stay in touch with clients, promote offers and strengthen engagement.
5. Professional dashboard
A central interface to configure programmes, manage clients, track rewards and administer daily operations.
6. Team management
Organise access through different roles, including owner, administrator and employee, to simplify business management.
7. Easy QR code registration
Clients can join a loyalty programme in moments by scanning a QR code, then save their digital card.
8. Subscription-based SaaS solution
PassNor offers a subscription model giving businesses access to a scalable platform without complex technical infrastructure to maintain.
Why choose PassNor?
PassNor replaces traditional paper or plastic loyalty cards with a more practical, economical and environmentally friendly digital solution.
The platform lets merchants:
Increase client loyalty and retention.
Encourage repeat purchases.
Automate points and reward management.
Strengthen their brand image.
Simplify the client experience.
Reduce costs associated with physical cards.
Centralise loyalty programme management.
Who is PassNor for?
PassNor suits cafés, restaurants, bakeries, barbershops, beauty salons, boutiques, local shops and other businesses seeking lasting client relationships.
Our vision
At PassNor, we believe loyalty should be accessible to every business, regardless of size.
Our ambition is to make digital loyalty programmes as easy to use as they are effective for business growth.
PassNor – Turn every purchase into another reason to return.
Official website: https://www.passnor.com
Features
- Digital loyalty cards
- Google Wallet and Apple Wallet integration
- Customisable loyalty programmes
- Points and stamp system
- Client rewards and benefits
- Easy QR code registration
- Unique barcode generation
- Client and merchant management
- Administration dashboard
- Employee and permission management
- Card and logo customisation
- Notifications and promotional campaigns
- SaaS subscriptions through Stripe
- Multiple merchant management
- Transaction and reward tracking
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Ophny is an intelligent personal finance management application that helps you track expenses, manage your budget, monitor subscriptions and achieve savings goals using artificial intelligence. Available on web and mobile.
Ophny is an intelligent personal finance management platform designed to help you take control of your money, optimise expenses and achieve your financial goals.
Accessible on web and mobile devices, Ophny centralises your financial information in a modern, intuitive and easy-to-use interface.
Main features
1. Personal budget management
Track income and expenses in real time.
Organise transactions by category.
View your balance and available budget.
Analyse changes in your financial situation.
Identify excessive spending and opportunities to save.
2. Expense tracking
Record and classify expenses easily.
See how your money is distributed.
View transaction history.
Analyse spending habits.
Use dashboards to better understand your finances.
3. Subscription management
Centralise monthly and annual subscriptions.
Track costs and renewal dates.
Receive reminders for upcoming payments.
Identify unused or overly expensive subscriptions.
Control recurring expenses.
4. Savings goals
Set personalised financial goals.
Track progress towards each goal.
Plan savings according to your financial capacity.
View amounts saved and amounts still needed.
5. AI-based financial assistant
Ophny includes an intelligent assistant that can support your financial decisions.
It helps you:
Understand spending habits.
Identify categories with the largest impact on your budget.
Get personalised recommendations.
Discover opportunities to save.
Plan financial goals.
Gradually improve budget management.
6. Invoice and receipt scanning
Add an invoice or receipt from a photo.
Import screenshots.
Make financial information easier to retrieve.
Reduce manual expense entry.
Keep an organised history of supporting documents.
7. Intelligent notifications and alerts
Payment and subscription reminders.
Budget tracking alerts.
Notifications about your goals.
Useful information to anticipate expenses.
8. Dashboards and statistics
Ophny lets you visualise your finances through charts and easy-to-understand metrics.
You can track:
Total income.
Total expenses.
Available balance.
Expenses by category.
Budget trends.
Progress towards savings goals.
A cross-platform experience
Ophny is designed to support users across devices.
Web application: access your financial space through a browser on a computer or tablet.
Mobile application: manage expenses, check your budget and access information from your smartphone.
This cross-platform approach provides a consistent financial management environment regardless of your device.
A simple, modern interface
Ophny focuses on accessibility and user experience.
The application combines intuitive navigation, clear data presentation and intelligent tools to make financial management simpler, even for people without specialist financial knowledge.
Who is Ophny for?
Ophny is for people who want to:
Better manage their salary and income.
Avoid unexpected expenses.
Reduce monthly costs.
Keep control of subscriptions.
Save for a personal project.
Understand where their money goes.
Adopt better financial habits.
Whether you are a student, employee, freelancer or simply looking for better financial balance, Ophny supports you in everyday life.
Our mission
Our mission is to make personal financial management more accessible, intelligent and effective.
We believe that better understanding your finances helps you make better decisions and build a more secure financial future.
With artificial intelligence and appropriate tracking tools, Ophny turns everyday financial data into useful, understandable information.
Why choose Ophny?
Ophny brings together essential tools to track your money, anticipate expenses, organise savings and benefit from intelligent support in one platform.
There is no need to use multiple spreadsheets or applications to organise your budget: Ophny offers a centralised view of your personal finances.
Ophny – Take control of your money. Build your financial future.
Features
- Personal finance management
- Income and expense tracking
- Intelligent budget management
- Transaction categorisation
- Subscription management
- Personalised savings goals
- AI financial assistant
- Financial habit analysis
- Invoice and receipt scanning
- Screenshot import
- Interactive dashboards
- Financial statistics
- Alerts and notifications
- Payment reminders
- Secure authentication
- User profile management
- Premium subscriptions
- Stripe and PayPal payments
- Web and mobile application
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